Comments on: Can I get blacklisted for paying late? http://www.liberatingconcepts.co.za/creditpress/2007/08/31/can-i-get-blacklisted-for-paying-late/ Fighting Financial Over-Indebtedness in South Africa Wed, 08 Sep 2010 08:56:06 +0000 http://wordpress.org/?v=2.1 By: WizardMan http://www.liberatingconcepts.co.za/creditpress/2007/08/31/can-i-get-blacklisted-for-paying-late/#comment-245 WizardMan Mon, 10 Sep 2007 13:44:26 +0000 http://www.liberatingconcepts.co.za/creditpress/2007/08/31/can-i-get-blacklisted-for-paying-late/#comment-245 What's a common occurence in the home loans market is people getting declined nowadays by the credit departments for being a late payer... What tends to happen is if you're sitting on the fence i.e. a borderline case of whether or not your bond is going to get approved and the banks pick up that you're a slow payer or a late payer always missing your payment dates, they will most likely decline you. Not because you're listed but because your credit payments look shoddy! What’s a common occurence in the home loans market is people getting declined nowadays by the credit departments for being a late payer…

What tends to happen is if you’re sitting on the fence i.e. a borderline case of whether or not your bond is going to get approved and the banks pick up that you’re a slow payer or a late payer always missing your payment dates, they will most likely decline you. Not because you’re listed but because your credit payments look shoddy!

]]> By: admin http://www.liberatingconcepts.co.za/creditpress/2007/08/31/can-i-get-blacklisted-for-paying-late/#comment-252 admin Tue, 11 Sep 2007 08:10:37 +0000 http://www.liberatingconcepts.co.za/creditpress/2007/08/31/can-i-get-blacklisted-for-paying-late/#comment-252 Thank you for your comment <a href="http://sa-property.blogspot.com/" title="Property Investing Information" rel="nofollow">Wizzardman</a>, I couldn’t have said it better myself. This gives a practical example of how paying late can affect a consumer. Thank you for your comment Wizzardman, I couldn’t have said it better myself. This gives a practical example of how paying late can affect a consumer.

]]> By: Tumelo http://www.liberatingconcepts.co.za/creditpress/2007/08/31/can-i-get-blacklisted-for-paying-late/#comment-262 Tumelo Mon, 17 Sep 2007 14:29:33 +0000 http://www.liberatingconcepts.co.za/creditpress/2007/08/31/can-i-get-blacklisted-for-paying-late/#comment-262 I have recently known that I have been blacklisted by an institution i am renting at, of which i have made payment in the previous month. What is the protocol in blacklisting a person. For I did not have any indication to them about their intention or is automatic to do so when they feel like it? I have recently known that I have been blacklisted by an institution i am renting at, of which i have made payment in the previous month.

What is the protocol in blacklisting a person. For I did not have any indication to them about their intention or is automatic to do so when they feel like it?

]]> By: admin http://www.liberatingconcepts.co.za/creditpress/2007/08/31/can-i-get-blacklisted-for-paying-late/#comment-269 admin Wed, 19 Sep 2007 17:08:43 +0000 http://www.liberatingconcepts.co.za/creditpress/2007/08/31/can-i-get-blacklisted-for-paying-late/#comment-269 Hey Tumelo, This realy depends on what you mean by blacklisted. Is it a judgement or is it a default? Or did they merely report that you skipped a payment? The law says you have to be notified before, almost a month's notice. L8r! Hey Tumelo,
This realy depends on what you mean by blacklisted. Is it a judgement or is it a default? Or did they merely report that you skipped a payment?

The law says you have to be notified before, almost a month’s notice.

L8r!

]]> By: SA Home Loans http://www.liberatingconcepts.co.za/creditpress/2007/08/31/can-i-get-blacklisted-for-paying-late/#comment-4727 SA Home Loans Mon, 11 Feb 2008 08:17:52 +0000 http://www.liberatingconcepts.co.za/creditpress/2007/08/31/can-i-get-blacklisted-for-paying-late/#comment-4727 I am in the home loan market as well. There is a few instances where I have seen people getting blacklisted without them even knowing about about it. It seems like they blacklist you whenever they feel like it. I know there is a law protecting us against these kinds of things, but they don't care about it. So I think the best thing to do now is just to keep your side clean and have a good credit record... I am in the home loan market as well. There is a few instances where I have seen people getting blacklisted without them even knowing about about it.

It seems like they blacklist you whenever they feel like it. I know there is a law protecting us against these kinds of things, but they don’t care about it. So I think the best thing to do now is just to keep your side clean and have a good credit record…

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